What Documents Need a Notary When Buying a Home in Colorado?
Buying a home is exciting—until you realize how many signatures require notarization. Whether you're purchasing in Grand Junction, Glenwood Springs, or anywhere in Western Slope Colorado, understanding which documents need a notary can save you time and stress.
Essential Documents That Require Notarization
1. Deed of Trust (Mortgage Documents)
This is the big one. Your deed of trust secures the loan against the property and must be notarized before recording with the county. In Colorado, this document establishes the lender's interest in the property until the loan is paid off.
2. Warranty Deed or Quitclaim Deed
The deed transfers ownership from seller to buyer. Colorado law requires notarization on all property deeds before they can be recorded. This protects both parties by verifying the seller's identity and willingness to transfer ownership.
3. Affidavits
Common affidavits in real estate transactions include:
Affidavit of Title (confirms the seller owns the property)
Occupancy Affidavit (states who will live in the property)
Non-Foreign Affidavit (FIRPTA compliance)
4. Power of Attorney
If someone can't attend closing in person, a Power of Attorney allows another person to sign on their behalf. This document absolutely must be notarized to be valid.
5. Settlement Statement (HUD-1)
While not always required, many lenders request notarization of the final settlement statement for added security.
Why Mobile Notary Services Make Sense
Colorado real estate closings often happen on tight timelines. A mobile notary brings the notarization to you—whether that's your home, office, or even a coffee shop. This is especially valuable when:
You're juggling work schedules
Multiple parties need to sign separately
You're purchasing property remotely
Closing needs to happen outside business hours
What to Bring to Your Notarization
Make sure you have:
Valid government-issued photo ID (Colorado driver's license, passport, or military ID)
All unsigned documents
Any additional paperwork your lender requires
Service Throughout Western Slope Colorado
We provide mobile notary services across Western Slope Colorado, including Grand Junction, Glenwood Springs, Montrose, Rifle, Delta, and surrounding areas. Evening and weekend appointments available.
Ready to Schedule Your Real Estate Notarization?
Call or text us at 970-618-2647 to schedule an appointment. We'll come to you with everything needed to complete your real estate documents properly and efficiently.
Licensed, bonded, and insured mobile notary services throughout Western Slope Colorado.